Long-Term International Health InsuranceInternational health insurance for US citizens living overseas or taking trips extending beyond a year. |
Short-Term International Health InsuranceInternational health insurance for short-term leisure, study, missions, marine and business travel. |
PPO Dental Insurance PlansClick on a company name to get a quote: |
Short-Term & Supplemental InsuranceShort Term Catastrophic Health Insurance offers protection against the financial burden brought about by a significant unexpected illness or injury. Click on a company name to get a quote: |
Vision InsuranceClick on a company name to get a quote: |
Cliff’s expertise in ACA Insurance, Employee Benefits and Medicare Insurances allows him to uniquely evaluate and resolve the issues that pertain to the goals of the individual or small business owner.
With a 4-year degree in Finance from University of Louisiana – Monroe, Cliff has been licensed in Florida since 1999. He has a proven ability to turn most seemingly adverse situations into a “win-win” for multiple players in most scenarios.
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Instant Term Life Insurance Instant term life insurance is a great way for people to shop online, purchase and obtain approval for life insurance coverage, in the same day and without a medical exam. Learn More ► |
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For Long-Term International Health Insurance International health insurance for US citizens living or working overseas, missionaries, student/faculty, crew members or taking trips extending beyond a year. Learn More ► |
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For Short-Term International Health Insurance International health insurance for short-term leisure, study, missions, marine and business travel. Learn More ► |
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'Fee for Service' Dental Plans An affordable alternative to traditional dental insurance, these plans offer pre-negotiated discounts on most dental procedures for a low monthly /annual premium and in-office co-pays. Learn More ► |
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PPO Dental Insurance Preferred Provider Organization (PPO) Dental Insurance is designed to pay the dental practices that have agreed to be part of a plan's network of providers, all or part of the pre-negotiated maximum allowable fee for dental treatments. Learn More ► |
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Short Term Catastrophic Insurance Short Term Catastrophic Health Insurance is a temporary health plan for individuals seeking affordable protection against significant unexpected illness or injury resulting in excessive medical bills when between jobs, employee benefits, or other transitional events. Learn More ► |
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Medicare Medicare is a U.S. Government health program designed to help its citizens over the age of 65 or people who are permanent legal residents for at least five years. You may also qualify for Medicare if you are disabled and collecting Social Security for a minimum of two years, undergoing treatment for kidney failure or in need of a kidney transplant, or have been diagnosed with ALS (Lou Gehrig's disease). Learn More ► |
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Vision Insurance While health insurance will help protect you from financial loss due to unexpected eye injury (and some disease), vision insurance is considered to be more of a "wellness benefit". But, eye care benefits aren’t just for vision correction. In fact, an eye exam can detect conditions like diabetes and high blood pressure, years before symptoms emerge—which could equal major healthcare savings. Vision Insurance can help reduce expenses for routine eye exams plus things like glasses, contacts, and even refractive, cataract or retinal surgeries (with some plans). Some plans also have contracted fixed prices for added benefits like anti-reflective and glare coatings. To see which vision plan is best for your needs, compare the benefits and costs using the links provided or contact your agent. Learn More ► |